技术
- 平台即服务 (PaaS) - 应用开发平台
- 机器人 - 轮式机器人
适用行业
- 教育
- 金融与保险
用例
- 库存管理
- 人员跟踪与监控
服务
- 培训
关于客户
Goodstead 的客户是普通工人,他们正在寻找有效的方法来为未来省钱。这些人可能无法通过雇主或工会获得退休计划,并且他们可能会频繁更换工作。他们是寻求财务独立的人,需要规划工具、金融教育和投资管理来实现这一目标。他们习惯于使用手机来实现这些目的,并且有兴趣设立各种类型的储蓄计划,包括紧急储蓄、退休储蓄、教育储蓄和首付储蓄计划。
挑战
Goodstead 是一家财务规划机器人顾问,旨在解决普通工人在为未来存钱方面面临的挑战。当前的经济不足以帮助人们省钱,而且通过雇主或工会获得退休计划的人比以往任何时候都少。人们更换工作的频率越来越高,而且往往得不到退休解决方案。 Goodstead 的创始人兼首席执行官 Robert Swigert 希望通过为普通人提供规划工具、金融教育和投资管理来帮助他们实现财务独立,而这一切都可以通过手机的便利实现。
解决方案
Goodstead 是一款移动优先的机器人顾问,可以为普通工人节省未来时间/风险/费用/税收的资金。该应用程序邀请新用户首先了解 Goodstead 差异化的储蓄和投资方法,开始规划未来。然后,用户可以使用应用程序的储蓄计算器及其个人收入、费用、资产和负债信息来设置紧急储蓄、退休储蓄、教育储蓄或首付储蓄计划。每个计划都会根据用户承受财务风险的能力、投资期限和财务目标自动调整。然后,用户可以根据每个计划设置他们的损失厌恶程度,以便投资计划适合每个特定目标以及该目标相对于他们的财务目标集的适当性。
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