在提高驾驶员安全性的同时改变保险定价
技术
- 分析与建模 - 实时分析
- 功能应用 - 远程监控系统
- 传感器 - 相机/视频系统
适用行业
- 金融与保险
适用功能
- 物流运输
用例
- 驾驶员表现监测
- 基于使用的保险
客户
基线远程信息处理
关于客户
基于使用的保险解决方案提供商
挑战
自汽车推出以来，物联网 (IoT) 正在以前所未有的规模彻底改变汽车保险行业。几十年来，保费一直使用基于代理的风险评估模型和历史数据来计算。如今，在远程信息处理技术和智能跟踪设备的进步的推动下，越来越多的创新公司，例如总部位于魁北克的 Industrielle Alliance，正在转向基于使用的保险 (UBI) 模式。
解决方案
Industrielle Alliance 与领先的保险远程信息处理解决方案开发商 Baseline Telematics 合作，帮助改变他们定价和销售汽车保险的方式，并设计创新计划以帮助提高驾驶员安全。车内的联网设备收集有关驾驶员行为和驾驶模式的信息，这些信息可以通过私人门户或每周电子邮件更新实时查看。
收集的数据
Driver Behaviour, Driver Performance Scores, Driving Patterns, Insurance Claims, Vehicle Status
运营影响
数量效益
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