SunTrust：利用重要管理报告中的见解来提供商业利益
公司规模
Large Corporate
地区
- America
国家
- United States
产品
- Oracle Data Relationship Management
- Oracle Essbase
- Oracle Financial Services Analytical Applications
- Oracle Hyperion Planning
技术栈
- Oracle software
实施规模
- Enterprise-wide Deployment
影响指标
- Productivity Improvements
- Cost Savings
技术
- 分析与建模 - 实时分析
适用行业
- 金融与保险
适用功能
- 商业运营
用例
- 预测性维护
- 过程控制与优化
服务
- 系统集成
- 软件设计与工程服务
关于客户
SunTrust 成立于 1891 年，总部位于佐治亚州亚特兰大，是领先的零售和商业银行服务提供商。该银行拥有 10,000 多名员工，年收入约为 82 亿美元。SunTrust 认识到，严格的监管报告要求也代表着提高盈利能力的机会 - 前提是它能够利用报告数据的商业利益。该银行需要一种能够支持大量借记和贷记交易以及工具级盈利能力分析的解决方案。为了满足预测和规划要求，新解决方案需要能够整合巴塞尔、CCAR 和 RAROC 财务数据视图。
挑战
SunTrust 是一家总部位于佐治亚州亚特兰大的领先零售银行，它认识到不断变化的监管环境既是挑战也是机遇。该银行必须迅速采取行动，以满足一系列数据驱动的报告要求，包括流动性资本、风险调整资本回报率 (RAROC)、综合资本分析和审查 (CCAR)、巴塞尔协议 III 等。发现的挑战之一是组织中的财务和风险社区的分离。由于每个社区传统上都使用自己的系统和流程进行报告，因此即使计算的基础数据来自相同的源系统，对类似指标的定义也常常不同。结果就是每个业务领域都有不同的事实版本 — 导致报告流程复杂、耗时且容易出错。
解决方案
SunTrust 选择 Oracle 解决方案作为其转型计划的核心。该银行聘请了 IBM® 全球商业服务® 的专家顾问来继续部署 Oracle 解决方案。SunTrust 目前正在与 IBM 全球商业服务合作，通过 Oracle Hyperion Planning、Oracle Data Relationship Management 和 Oracle Financial Services Analytical Applications 增强其 Oracle Essbase 分析解决方案。新解决方案正在用一个统一的实际、预测和规划平台取代战术解决方案。Oracle 平台保留了底层源数据，并以对最终用户透明的方式容忍多个数据定义。这使 SunTrust 的不同部门能够根据自己的数据定义查看财务报告，并提供一个考虑到财务和风险社区数据的组织范围的盈利能力视图。
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