Kaleido > 实例探究 > RiskStream Collaborative® 使用区块链实现高效的 FNOL 数据共享

RiskStream Collaborative® 使用区块链实现高效的 FNOL 数据共享

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技术
  • 应用基础设施与中间件 - 区块链
  • 应用基础设施与中间件 - 事件驱动型应用
适用行业
  • 汽车
  • 金融与保险
适用功能
  • 产品研发
  • 质量保证
用例
  • 实验自动化
  • 基于使用的保险
服务
  • 系统集成
  • 测试与认证
关于客户
RiskStream Collaborative® 是风险管理和保险行业最大的企业级区块链联盟。该联盟由八家参与 FNOL 数据共享应用程序测试的成员公司组成。这些公司包括 CSAA Insurance Group 和 Ohio Mutual 等。该应用程序面向需要相互共享 FNOL 数据的保险业运营商。
挑战
运营商之间共享第一丢失通知 (FNOL) 的数据可能会占用大量资源且耗时。 FNOL数据共享应用程序有助于尽早、准确地通知相关承运人的索赔系统之间的数据交换,从而减少成员的索赔周期时间和处理成本。
解决方案
该研究所 RiskStream Collaborative™ 在 RiskStream Canopy 3.0 区块链网络上开发了第一损失通知 (FNOL) 数据共享应用程序。该应用程序允许会员公司之间实时、准确、安全地交换损失数据。它的设计直观,易于集成到现有业务流程中,并在可以快速设置和更新的平台上运行。用户可以以许可的方式创建、更新和与其他网络参与者匹配丢失记录,从而减少不同数据系统之间的数据协调问题。
运营影响
  • The successful testing of the FNOL data sharing application has confirmed its value and the potential of the distributed technology it is based on. The application has been well received by the consortium members, with companies expressing their satisfaction and anticipation for the continued adoption of the application within the insurance industry. The application has demonstrated the potential time savings when claim representatives instantly receive the information they need to manage claims in a trustworthy and secure manner. It has also shown the benefits of eliminating current manual processes of information-sharing that are necessary when two or more carriers are involved on the same claim. The successful testing has also sparked interest from the entire personal auto insurance market, leading to a series of discussions and a summit on FNOL Data Sharing.

数量效益
  • Real-time exchange of loss data between member companies

  • Reduced claims cycle time

  • Lowered handling costs

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