Databricks > 实例探究 > 引领拉丁美洲迈向开放金融的未来

引领拉丁美洲迈向开放金融的未来

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技术
  • 分析与建模 - 机器学习
  • 平台即服务 (PaaS) - 应用开发平台
适用行业
  • 水泥
  • 金融与保险
适用功能
  • 维护
用例
  • 施工管理
  • 租赁金融自动化
服务
  • 云规划/设计/实施服务
  • 数据科学服务
关于客户
Banco Bradesco 是拉丁美洲的一家金融机构,提供广泛的服务,包括兑换、信用卡、支付、融资和贷款。
挑战
Banco Bradesco 面临的挑战是他们的旧数据仓库过于繁琐,无法与其他实体共享客户数据。他们现有的环境为全面拥抱开放金融并成为云优先银行设置了障碍。
解决方案
Banco Bradesco 实施了 Databricks Lakehouse 平台来统一其数据并使其易于分析。他们使用 Delta Lake 实现快速 ETL 管道,使用 Databricks Workflows 进行数据管道管理,并使用 Unity Catalog 进行安全数据共享。他们还开发了关系经理驾驶舱和移动应用程序,以提供更好的客户体验。
运营影响
  • With the lakehouse architecture underpinning Banco Bradesco’s enterprise data platform, they can firmly lead Latin America’s financial industry into an open finance future. The bank has developed a mobile application that consolidates customers’ financial accounts across different banks, giving them a single view of their financial life. With open finance data, Banco Bradesco’s BRAIN (Bradesco Business Intelligence Decisioning Platform) project, which is responsible for providing credit solutions in near real-time, quickly improves the accuracy of pre-approved loan financing. Moreover, analysts use Databricks SQL to run queries and visualize data through business intelligence dashboards for executives to make smarter strategic decisions around open finance. One such solution has accelerated the analysis time of customer loans from months to minutes, allowing the company to change pre-approved credit limits nearly on demand.
数量效益
  • 24x faster time-to-market for new features
  • 180+ analytics and AI use cases
  • 200+ users accessing data insights

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