MMA Assurances' Journey Towards Net Zero: A GHG Assessment Case Study

MMA general agents Stéphane MASSARDIER & Hervé VISINI are independent business owners who act as intermediaries for MMA in marketing its entire insurance offer. They are experienced professionals in insurance risk for individuals, professionals, and companies. Their expertise, combined with a strong local presence, makes them ideal partners for advising and developing lasting partnerships. They are committed to sustainability and are actively working towards reducing their company's carbon footprint.

MMA general agents Stéphane MASSARDIER & Hervé VISINI were faced with the challenge of understanding their company's carbon footprint and the role digital technology played in it. They wanted to commit themselves and their ecosystem to a more sustainable future. However, to reduce their greenhouse gas (GHG) emissions, they first needed to measure them. This was a complex task that required a reliable and intuitive solution. They also wanted to structure their environmental policy and devise an action plan for long-term emission reduction. The challenge was not only to measure their emissions but also to involve managers in major emission items and define impactful reduction actions that align with their 2021 development and growth objectives.

To tackle their challenge, MMA general agents Stéphane MASSARDIER & Hervé VISINI turned to Greenly, a recognized solution in the market with the French Tech Green 2020 label. Greenly's measurement solution was simple and intuitive, making it an ideal choice for MMA. With Greenly, they were able to calculate their carbon footprint, which included not only direct and energy-related emissions (Scope 1 & 2) but also indirect emissions caused by service providers and services used by the company (Scope 3). This comprehensive assessment allowed them to better structure their environmental policy. They are now in the process of defining an action plan to reduce their emissions. They intend to involve managers for each major emission item and define possible and impactful reduction actions that respect their 2021 development and growth objectives.

• The GHG assessment conducted by MMA with Greenly's solution has provided a clear understanding of the company's carbon footprint. This has allowed them to structure their environmental policy more effectively and has paved the way for the development of an action plan for long-term emission reduction. The assessment has also highlighted the areas where the most impactful reduction actions can be taken. This has not only helped MMA in their commitment towards sustainability but has also earned them their first badge towards their Net Zero trajectory. The process has also involved managers in major emission items, fostering a company-wide commitment to sustainability.

• MMA's total carbon emissions were calculated to be 62t CO2e in 2021.

• The carbon footprint included 24.4% from fixed assets, 30.5% from energy, and 14.4% from the purchase of products.

• The carbon emissions per employee were calculated to be 5 tCO2.